POSBANK CO., LTD.: debt-to-equity, ROE and more
KOSDAQ, Legal name POSBANK CO., LTD.
Latest figures are the FY2025 consolidated summary statements.
Latest fiscal year ratios (computed here)
- Debt/equity
- 24.6%
- Equity ratio
- 80.2%
- ROE
- 4.8%
- Op. margin
- 3.7%
- Rev. growth
- 18.6%
- Interest coverage
- n/a
Condition flags
- Operating profit for 5 straight years.
- Total equity is above paid-in capital. Not capital-impaired.
Interest coverage and dividends (OpenDART)
Interest expense and dividends come from DART's OpenDART annual-report filings, not the FSC summary statements used above. The source differs from the other tables on this page.
Interest coverage = operating profit ÷ interest expenseNo interest expense value yet for this company. Most companies fold interest expense into a single finance-costs line on their income statement, so it cannot be pulled out separately. Interest coverage is not computed here.
Dividends, last 3 fiscal years
No dividend data yet for this company.
Source values from the OpenDART (금융감독원 전자공시) annual report. Report fiscal year 2025.
Ratios by year (computed here)
Debt-to-equity = total liabilities ÷ total equity × 100Equity ratio = total equity ÷ total assets × 100ROE = net income ÷ year-end total equity × 100Operating margin = operating profit ÷ revenue × 100Revenue growth = (this year − last year) ÷ last year × 100
Computed from the source figures above with these formulas. Where the source's own debt-to-equity differs from ours, both are shown for that year.
| Fiscal year | Debt/equity | Equity ratio | ROE | Op. margin | Rev. growth |
|---|---|---|---|---|---|
| FY2021 separate | 205.0% | 32.8% | 46.7% | 9.1% | n/a |
| FY2022 separate | 90.1% | 52.6% | 21.4% | 13.8% | 2.1% |
| FY2023 consolidated | 54.0% | 64.9% | 18.8% | 10.6% | -12.3% |
| FY2024 consolidated | 19.6% | 83.6% | 7.3% | 3.9% | -2.8% |
| FY2025 consolidated | 24.6% | 80.2% | 4.8% | 3.7% | 18.6% |
Source figures (FSC summary statements)
Amounts are the source values, shortened. A cell reported as zero may be blank in the source, so it is not used in any ratio.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | ₩88.5B | ₩90.4B | ₩79.3B | ₩77.1B | ₩91.4B |
| Operating profit | ₩8.0B | ₩12.5B | ₩8.4B | ₩3.0B | ₩3.4B |
| Pre-tax income | ₩9.4B | ₩9.5B | ₩9.1B | ₩6.0B | ₩4.1B |
| Net income | ₩7.9B | ₩6.9B | ₩7.5B | ₩5.4B | ₩3.8B |
| Total assets | ₩51.9B | ₩61.5B | ₩61.8B | ₩88.3B | ₩97.7B |
| Total liabilities | ₩34.9B | ₩29.1B | ₩21.7B | ₩14.5B | ₩19.3B |
| Total equity | ₩17.0B | ₩32.3B | ₩40.1B | ₩73.8B | ₩78.4B |
| Paid-in capital | ₩3.3B | ₩3.9B | ₩3.9B | ₩4.7B | ₩5.1B |
| Debt/equity (source value) | 205.0% | 90.1% | 54.0% | 19.6% | 24.6% |
Company outline (FSC)
- Market
- KOSDAQ
- Fiscal year end
- Dec
- Founded
- 2003-09-19
- Listed
- 24/01/29
- Employees
- 142
- Auditor
- 신한회계법인
- Audit opinion
- 적정의견
- Corporate reg. no.
- 1101112860173
- Outline updated
- 2026-09-24
Check the original filings
Read the annual report and audit report before you decide anything. The link opens a DART search for this company's name.
Search DART for 포스뱅크Computed from the Financial Services Commission's company outline and summary statements (data.go.kr). Data as of 2026-09-24.