INCAR FINANCIAL SERVICE Co.,Ltd.: debt-to-equity, ROE and more
KOSDAQ, Legal name INCAR FINANCIAL SERVICE Co.,Ltd.
Latest figures are the FY2025 consolidated summary statements.
Latest fiscal year ratios (computed here)
- Debt/equity
- 367.0%
- Equity ratio
- 21.4%
- ROE
- 33.1%
- Op. margin
- 9.3%
- Rev. growth
- 22.8%
- Interest coverage
- n/a
Condition flags
- Operating profit for 5 straight years.
- Total equity is above paid-in capital. Not capital-impaired.
Interest coverage and dividends (OpenDART)
Interest expense and dividends come from DART's OpenDART annual-report filings, not the FSC summary statements used above. The source differs from the other tables on this page.
Interest coverage = operating profit ÷ interest expenseNo interest expense value yet for this company. Most companies fold interest expense into a single finance-costs line on their income statement, so it cannot be pulled out separately. Interest coverage is not computed here.
Dividends, last 3 fiscal years
| Fiscal year | Cash dividend per share | Payout ratio |
|---|---|---|
| 2025 | ₩370 | 25.2% |
| 2024 | ₩100 | 7.9% |
| 2023 | ₩350 | 11.9% |
Cash dividends for 3 straight years (only the 3 years OpenDART returns).
Source values from the OpenDART (금융감독원 전자공시) annual report. Report fiscal year 2025.
Ratios by year (computed here)
Debt-to-equity = total liabilities ÷ total equity × 100Equity ratio = total equity ÷ total assets × 100ROE = net income ÷ year-end total equity × 100Operating margin = operating profit ÷ revenue × 100Revenue growth = (this year − last year) ÷ last year × 100
Computed from the source figures above with these formulas. Where the source's own debt-to-equity differs from ours, both are shown for that year.
| Fiscal year | Debt/equity | Equity ratio | ROE | Op. margin | Rev. growth |
|---|---|---|---|---|---|
| FY2021 consolidated | 418.1% | 19.3% | 39.5% | 6.7% | n/a |
| FY2022 consolidated | 297.7% | 25.1% | 28.3% | 6.8% | 27.6% |
| FY2023 consolidated | 414.0% | 19.5% | 30.5% | 8.4% | 38.7% |
| FY2024 consolidated | 380.4% | 20.8% | 42.1% | 10.4% | 49.5% |
| FY2025 consolidated | 367.0% | 21.4% | 33.1% | 9.3% | 22.8% |
Source figures (FSC summary statements)
Amounts are the source values, shortened. A cell reported as zero may be blank in the source, so it is not used in any ratio.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | ₩314.6B | ₩401.4B | ₩556.8B | ₩832.3B | ₩1.02T |
| Operating profit | ₩21.1B | ₩27.4B | ₩46.6B | ₩86.3B | ₩94.8B |
| Pre-tax income | ₩21.5B | ₩26.5B | ₩40.5B | ₩80.4B | ₩95.8B |
| Net income | ₩16.4B | ₩20.8B | ₩29.5B | ₩62.0B | ₩71.0B |
| Total assets | ₩214.9B | ₩291.9B | ₩497.3B | ₩707.4B | ₩1.00T |
| Total liabilities | ₩173.4B | ₩218.5B | ₩400.6B | ₩560.2B | ₩787.0B |
| Total equity | ₩41.5B | ₩73.4B | ₩96.7B | ₩147.3B | ₩214.4B |
| Paid-in capital | ₩2.2B | ₩5.1B | ₩5.1B | ₩5.1B | ₩5.1B |
| Debt/equity (source value) | 418.1% | 297.7% | 414.0% | 380.4% | 367.0% |
Company outline (FSC)
- Market
- KOSDAQ
- Fiscal year end
- Dec
- Founded
- 2007-10-22
- Listed
- 22/02/16
- Employees
- 407
- Auditor
- 성현회계법인
- Audit opinion
- 적정의견
- Corporate reg. no.
- 1101113773094
- Outline updated
- 2026-09-24
Check the original filings
Read the annual report and audit report before you decide anything. The link opens a DART search for this company's name.
Search DART for 인카금융서비스Computed from the Financial Services Commission's company outline and summary statements (data.go.kr). Data as of 2026-09-24.